Refinancing a mortgage can offer savings, but hidden costs, loan term extensions, and credit requirements can make it less beneficial than it seems. Weigh all your options to make sure its the right choice for you!

Refinancing a mortgage costs 2% to 5% of the loan amount, so weighing fees against potential savings is essential.

Choosing the right online broker is essential for successful investing, but with so many options, it can be overwhelming. This guide breaks down what to look for, from investment offerings, costs, research tools, and customer service. We explain different brokerage account types, margin trading, and key factors to consider when selecting the best platform for your needs.