John MacGyver
Jun 7, 2024
Find the best online checking account that fits your lifestyle! Some of these Online Checking Accounts offer Cash Back and/or Very Competitive Interest Rates!
Consider the following features when comparing checking accounts:
Easy Setup: Setting up your account for direct deposit and bill payments should be hassle-free. The checking accounts we recommend all offer easy setup.
Monthly Fees: Monthly fees can quickly eat into your paycheck. Avoid them by focusing on no monthly fee checking accounts.
Required Initial Deposit: Make sure the bank's required initial deposit is feasible for you. Most banks now offer accounts that can be opened with as little as $1 or $0.
Minimum Balance Required: Keep an eye on minimum balance requirements to maintain your account. Most of our recommended banks have little or no minimum balance requirements.
Accessing Your Money: Accessing your funds is crucial. Most of the checking accounts we recommend come with a mobile app for 24/7 access, and a debit card for physical, virtual, or contactless payments.
Transferring Your Money: Consider features such as transfer or peer-to-peer payments with Zelle® when choosing a checking account.
Mobile Check Deposit: Having mobile check deposit allows you to deposit checks from anywhere. Most of the checking accounts we recommend come with this feature.
Overdraft Fees: Overdraft fees can be costly. Look for checking accounts that don't charge these fees.
By keeping these features in mind, you'll be better equipped to choose the right checking account for you.