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Otter.ai Review: Is This AI Meeting Transcription Tool Actually Worth Using in 2026?

Otter.ai delivers 95%+ accurate real-time meeting transcription with AI-powered summaries and action items for just $17/month, but the free 300-minute trial proves it works before you spend a dime. Start recording your next meeting in under 60 seconds.

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I've been in way too many meetings where someone says "wait, what did you just say about the deadline?" and everyone scrambles to check their notes. Or worse, nobody took notes at all and we're all just hoping someone remembers the important stuff.

That's why I started testing Otter.ai about eight months ago. I was skeptical at first because I've tried voice transcription tools before and they were all terrible. You know the type, where "Let's discuss the quarterly budget" gets transcribed as "Let's disgust the quarterly nugget" and you spend more time fixing errors than you would have just typing notes yourself.

But Otter is different. After using it for dozens of meetings, interviews, and brainstorming sessions, I can tell you it's one of those rare tools that actually delivers on its promise. Here's everything you need to know.

What Is Otter.ai?

Otter is an AI-powered transcription service that records audio, transcribes it in real time, and creates searchable, shareable notes. Think of it as having a personal assistant in every meeting who takes perfect notes, never gets tired, and can instantly find that one thing someone said three weeks ago.

The platform works with Zoom, Google Meet, Microsoft Teams, and can record in-person meetings through your phone or computer. It uses artificial intelligence to not just transcribe words, but to understand context, identify different speakers, and pull out key points automatically.

You can use it for virtual meetings, in-person conversations, lectures, interviews, podcasts, or basically any situation where someone is talking and you want a record of what was said.

How Well Does the Transcription Actually Work?

This is the make-or-break feature. If the transcription sucks, nothing else matters.

I tested Otter across a bunch of different scenarios: quiet office meetings, noisy coffee shops, Zoom calls with bad internet, thick accents, industry jargon, and everything in between.

The accuracy is legitimately impressive. In ideal conditions like a clear Zoom call, I'd say it's 95-98% accurate. That's better than most humans taking notes in real time. It handles technical terms surprisingly well once it learns your vocabulary. After a few meetings where people mentioned "conversion rate optimization" and "SQL databases," Otter stopped trying to transcribe these as nonsense and got them right consistently.

The real test came when I recorded a meeting in a busy coffee shop with background noise, multiple people talking over each other, and someone with a strong accent. Otter still got about 85% of it right, which is way better than I expected. You'll need to clean up some errors, but the core content is there.

Where it struggles is with really heavy accents, extreme background noise, or people who mumble. But honestly, so do humans. If you're having trouble understanding someone in person, Otter will probably struggle too.

The Speaker Identification Is Surprisingly Smart

One feature I didn't expect to use much but now can't live without is speaker identification. Otter assigns different speakers as "Speaker 1," "Speaker 2," etc., and you can rename them to actual names.

In my testing, it correctly identified who was speaking about 90% of the time, even when people talked over each other or had similar voices. You can train it by correcting mistakes, and it gets better over time.

This is huge for interviews, client calls, or any situation where you need to know who said what. Instead of notes that say "someone mentioned the budget is tight," you have "Sarah from Finance mentioned the Q2 budget is $50K under target."

Real-Time Transcription Changes the Game

Here's what I didn't fully appreciate until I used it: Otter transcribes as people are talking, not after the meeting ends.

This means you can search the transcript while you're still in the meeting. Someone mentioned a number 20 minutes ago and you can't remember if it was $15K or $50K? Just search the transcript. It's right there.

I've also started using this during client calls to flag things I need to follow up on. When a client mentions they need something by Friday, I just bookmark that moment in the transcript and come back to it later.

The live transcription also means you can share the Otter link with people who couldn't attend the meeting and they can follow along in real time. I had a team member out sick during an important strategy session, and she followed the whole thing through the Otter transcript as it happened.

The AI-Generated Summary Actually Saves Time

Otter recently added AI-generated summaries, and I was ready to hate this feature because most AI summaries are garbage. Generic bullet points that could apply to any meeting.

I was wrong. The summaries are actually useful.

After a 45-minute meeting, Otter generates a summary that includes key topics discussed, action items, and important points. It's not perfect and sometimes misses nuance, but it's accurate enough that I now send the AI summary to people who missed the meeting instead of writing my own recap.

The action items feature is particularly good. Otter picks up on phrases like "Sarah will send the proposal by Friday" or "We need to follow up with the vendor next week" and automatically pulls them into an action items list. You can assign them to people, set due dates, and export them to your project management tool.

Does it catch everything? No. But it catches 70-80% of the action items, which means I'm only manually adding the ones it missed instead of creating the entire list from scratch.

Integration with Zoom and Google Meet Is Seamless

I use Zoom for most of my meetings, and Otter's integration is dead simple. You connect your Zoom account, and Otter can automatically join and record meetings on your calendar. You don't have to remember to turn it on or manually upload recordings later.

The Otter bot joins the Zoom call just like a participant (everyone sees "Otter.ai" join), records the audio, and transcribes in real time. After the meeting, the full transcript is available in both Otter and Zoom.

Same thing with Google Meet and Microsoft Teams. Set it up once and it just works.

The only mild annoyance is that some people get weirded out when they see a bot join the call. I've started mentioning at the beginning of meetings that "Otter is recording so we have notes" and nobody seems to care after that.

Collaboration Features Are Better Than Expected

You can share Otter transcripts with your team, and multiple people can add comments, highlights, and edits in real time. It's like Google Docs for meeting notes.

This is great for team meetings where different people are responsible for different action items. Everyone can go into the transcript, find their sections, and add comments or questions right there.

You can also create folders to organize transcripts by project, client, or team. I have folders for client calls, internal team meetings, and interviews, which makes finding old conversations way easier than digging through email or calendar entries.

The Mobile App Is Solid

I use the Otter mobile app to record in-person meetings and interviews. The app is clean, easy to use, and syncs instantly with the web version.

The phone picks up audio surprisingly well. I recorded a conversation at a restaurant with moderate background noise, and Otter transcribed it accurately enough to be useful. Not perfect, but definitely good enough.

One tip: if you're recording in person with multiple people, put your phone in the middle of the table. Otter does better when it can clearly hear all the speakers.

What Doesn't Work as Well

Let's talk about the downsides, because nothing is perfect.

The AI summary sometimes misses important context. It's great for straightforward discussions but struggles with nuanced conversations or sarcasm. If someone says "Oh yeah, that's a GREAT idea" sarcastically, Otter might list that as a positive suggestion.

Speaker identification gets confused when people talk over each other. If three people are all talking at once, Otter sometimes assigns the wrong words to the wrong person. You can fix it manually, but it's annoying.

The free tier is pretty limited. You get 300 monthly transcription minutes on the free plan, which sounds like a lot until you realize that's only about 5 hours of meetings. If you're in meetings all day, you'll blow through that in a week.

It's not great for recordings with music or sound effects. I tried transcribing a podcast episode with background music and Otter got confused, trying to transcribe the music as words. It's built for conversations, not multimedia content.

You can't edit the audio directly. If you want to remove dead air or cut out a section, you have to do that in separate software and re-upload. Otter is transcription-focused, not an audio editor.

Accuracy drops with multiple languages. If your meeting switches between English and Spanish, Otter will try to transcribe the Spanish as English words and it's a mess. Stick to one language per recording.

Pricing and Plans

Otter offers four tiers:

Basic (Free):

  • 300 minutes per month
  • 30 minutes per conversation
  • Real-time transcription
  • Basic search
  • Export transcripts

This is fine for occasional use or testing the platform, but if you're in meetings regularly, you'll need to upgrade.

Pro ($16.99/month):

  • 1,200 minutes per month
  • 90 minutes per conversation
  • Advanced search and export
  • Custom vocabulary
  • 2x playback speed

This is the sweet spot for most individual users. 1,200 minutes is about 20 hours of meetings per month, which covers most people.

Business ($30/month per user):

  • 6,000 minutes per month per user
  • 4 hours per conversation
  • Admin controls
  • Team collaboration features
  • Priority support

Good for teams or heavy users. If you're in back-to-back meetings all day, this tier makes sense.

Enterprise (Custom pricing):

  • Unlimited transcription
  • Dedicated support
  • Advanced security features
  • SSO integration

For large organizations with specific security or compliance needs.

My take: Start with the free plan to test it. If you like it, Pro is worth the $17/month for most people. Business makes sense if your whole team is using it.

Who Should Use Otter?

Otter makes sense for a bunch of different use cases:

You're in a lot of meetings. If you spend 10+ hours a week in Zoom calls, client meetings, or team discussions, Otter saves you from having to type notes while trying to participate in the conversation.

You conduct interviews. Whether it's user research, podcast interviews, or job candidate interviews, Otter lets you focus on the conversation instead of frantically scribbling notes.

You're a student or attend lectures. Record lectures, transcribe them automatically, and search for specific topics when you're studying. Way better than hoping your handwritten notes are legible.

You need meeting records for compliance or documentation. Some industries require records of client conversations or internal decisions. Otter gives you searchable, shareable transcripts automatically.

You manage a remote team. Async work is easier when people can catch up on meetings by reading transcripts instead of watching hour-long recordings.

You're not great at note-taking. Some people can type notes and stay engaged in a conversation. I'm not one of them. Otter lets me participate fully without worrying about capturing everything.

Who Shouldn't Bother?

You rarely have meetings. If you're only in one or two meetings a month, the free plan is fine and you probably don't need to pay for Pro.

Your meetings are highly confidential. While Otter says they encrypt data and take security seriously, if you're discussing classified information or subject to strict data privacy laws, check with your legal team first.

You need perfect transcription. If you're doing legal depositions or medical transcription where 100% accuracy is required, Otter won't cut it. You'll need professional human transcriptionists.

You work in an environment where recording isn't allowed. Some companies prohibit recording meetings. Check your company policy first.

Privacy and Security

This is a legitimate concern. You're uploading conversations to a third-party server, so what happens to that data?

Otter's privacy policy says:

  • They encrypt data in transit and at rest
  • They don't sell your data to third parties
  • Transcripts are private by default unless you share them
  • You can delete conversations anytime
  • They use the data to improve their AI (you can opt out of this)

Things to know:

  • Otter employees might review recordings to improve the AI
  • If you're in a regulated industry (healthcare, finance), make sure Otter meets your compliance requirements
  • The free tier has fewer security features than paid tiers

Best practice: Don't record anything you wouldn't want potentially exposed in a data breach. I use Otter for regular business meetings but not for anything super sensitive.

Alternatives and How Otter Compares

I tested several other transcription tools to see how Otter stacks up:

Otter vs. Fireflies.ai:Fireflies is similar to Otter with good Zoom integration and transcription quality. Fireflies has better CRM integration (syncs with Salesforce, HubSpot). Otter has better speaker identification and cleaner interface. Both are solid, comes down to preference.

Otter vs. Rev:Rev uses human transcriptionists so accuracy is higher (99%+), but it costs $1.50/minute and isn't real-time. If you need perfect transcription and don't mind waiting, Rev is better. If you want instant transcripts that are "good enough," Otter wins.

Otter vs. Google Recorder (Android) or Apple Voice Memos:Free and built into your phone, which is nice. Transcription quality is decent but not as good as Otter. No speaker identification, no integration with calendars or meeting apps. Fine for quick voice notes, not great for serious meeting transcription.

Otter vs. Microsoft Teams/Zoom built-in transcription:Both Zoom and Teams now offer automatic transcription. It's free if you're already using these platforms. The quality is okay but not as good as Otter. No advanced features like AI summaries or action item extraction. If you want basic transcription and don't want to pay for another tool, the built-in options work. If you want better accuracy and features, Otter is worth paying for.

Tips for Getting the Most Out of Otter

After months of daily use, here's what I've learned:

Use custom vocabulary. If you use specific company names, product names, or industry jargon, add them to Otter's custom vocabulary. It stops trying to guess at technical terms and gets them right consistently.

Name your speakers immediately. Right after a meeting, go into the transcript and rename "Speaker 1" to actual names. If you wait, you'll forget who was who.

Use highlights and comments. When someone says something important, highlight it. When you need to follow up, add a comment. Turns your transcript into an actionable document instead of just a record.

Set up automatic meeting joining. Connect Otter to your calendar and let it automatically join and record scheduled meetings. Removes the "oh crap I forgot to turn on Otter" problem.

Export to your note-taking app. Otter integrates with Notion, Evernote, and other tools. Set up automatic export so your meeting notes live where you already work.

Use folders religiously. Organize transcripts by project or client from the start. Future you will be grateful when you need to find that one thing a client said three months ago.

My Honest Take After 8 Months

I genuinely use Otter multiple times a week and have for months. That's rare for productivity tools because I usually try something for a week, get annoyed by some limitation, and abandon it.

Otter has stuck around because it solves a real problem: I'm bad at taking notes while trying to have conversations, and I forget things people say in meetings. Otter fixes both of those issues without requiring me to change my behavior.

Is it perfect? No. The AI summary sometimes misses things. Speaker identification gets confused occasionally. The free tier is stingy with minutes.

But the core functionality works really well. The transcription is accurate enough to trust, the real-time feature is genuinely useful, and the search makes finding old information effortless.

For $17/month on the Pro plan, I'm saving way more than that in time not spent digging through old emails trying to remember what someone said in a meeting two weeks ago.

If you're on the fence, just try the free plan. You get 300 minutes to test it with zero commitment. Record a few meetings, see if the transcription quality meets your standards, and decide from there.

Worst case, you wasted 10 minutes setting up a free account. Best case, you find a tool that saves you hours of work every month and makes you look more organized to your team.

I'd bet on the latter.

[Start your free trial of Otter.ai] - No credit card required, 300 minutes included

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